Ask Athalie Banner

Answers to your questions

Have a question you would like answered? Email us and we may answer it. The questions here are based on ones from our readers, with identifying information removed.

Topic: Labour  |  Show questions and answers for all topics

How do the three-pot and two-pot systems work? How do I withdraw from my savings pot?

10% of your old vested pot will be transferred to your new savings pot. The remaining 90% will be divided between your savings pot and your retirement pot.

Read more

If I divorce my husband, will he be able to claim 50% of my pension if we are married out of community of property with an antenuptial contract without accrual?

Not if you got married on or after 1 November 1984.

Read more

Where can I get the full details of my employment history?

The UIF or Labour Department should be able to give your complete employment history.

Read more

Do ZEP holders still need to apply for skills waivers from the South African Qualifications Authority and the labour department to confirm their qualifications?

Yes. Since Home Affairs' issuing of Circular 7, foreign nationals can now apply for their waivers from the labour department directly.

Read more

What happens if I get fired after 1 September 2024 when the new retirement laws come into effect?

You will still be able to withdraw any funds saved in your vested pot before 1 September 2024.

Read more

Will I lose my provident fund if I move to a different country?

No, as of 1 September 2024, you can withdraw any funds saved before that date if you lose your job or resign.

Read more

What can I do if my UIF maternity benefits still haven't been paid over a year since I applied?

You should lay a complaint with the UIF. If they don't help, you can escalate your complaint to the call centre at 0800 030 007.

Read more

How does medical boarding work?

It depends on the company's pension or provident fund rules, but usually they leave it to the insurance company to decide whether you qualify. If you do, you will be paid a monthly stipend.

Read more

How should I set up annual leave for my elderly mother's caregiver, as they will be needed more as her condition deteriorates?

Given the legal requirements surrounding annual leave, it may be simpler to employ more than one carer.

Read more

I think the company I resigned from for mistreating me is doing something to stop me from getting my provident fund. What can I do?

If this is the case, you can report your employer to the trustees of the fund, who will take action.

Read more